Guardian dental hmo coverage

Find a dental or vision provider to help you save on care. Disclaimer Group insurance is underwritten and issued by Guardian Life Insurance Company of America, New York, NY. Who is dental insurance for?

We think everyone should have great dental coverage , which is why we offer comprehensive plans you can get through Guardian directly or from your employer through their benefit offerings. Get more choice and affordable dental insurance options for your company.

Just like regular health insurance , dental insurance offers different plan options to suit your coverage needs. Two of the most common dental insurance plans are DPPO plans and DHMO plans. From co-pays to annual maximums to your provider network, each plan offers its own advantages and disadvantages for cost and coverage options to suit your needs.

Links to external sites are provided for your convenience in locating related information and services. Guardian , its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommen or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. As one of the largest nationwide network on and off the health insurance marketplace, chances are your dentist is already a participant.

Because dental insurance includes coverage for regular exams, cleanings and x-rays, the premiums you pay for dental insurance can virtually pay for themselves.

As a result, employees can save an average of by seeing a dentist in Guardian ’s network. Thanks to the strength of our dental plan network and the discounts provide whichever coverage option employees choose, they have a great opportunity to save. Is a PPO or HMO better for dental insurance? Who has the best dental insurance coverage?

What is Guardian dental plan? Guardian brokers take advantage of comprehensive plans, flexible services and multi-product discounts that increase the options for you and your clients. DHMO Plan: Guardian and its subsidiaries have over 10dentists in over 50locations from which you and each family member can select a primary care dentist.

You’ll also enjoy the cost savings. Good dental coverage should save you money. After all, isn’t that the point of having insurance?

Use of an in-network provider may result in reduce out of pocket costs. Coverage is limited to those charges that are necessary to prevent, diagnose or treat dental disease, defect, or injury. Products are not available in all states. Policy limitations and exclus ions apply.

Plan document s are the final arbiter of coverage. A dental insurance plan from Guardian gives you access to a large national network and comprehensive dental coverage at a great value.

For a list of our available plans, find your state from the list below and click for full details. In some instances, an HMO dental plan is called a capitation dental insurance. Guardian offers both individual and family dental insurance plans with coverage including regular exams, cleanings, and x-rays.

Because plan options vary by state, the company provides consumers with a tool that can find Guardian Network dentists in their area. Great selection of dentists convenient to you - yours is likely in our. Late entrant penalties or proof of insurability do not apply to DHMO dental coverage. Eligibility for this coverage is only available at the open enrollment period. Please select the role that describes your relationship with Guardian.

You will be able to add additional roles, if neede after you have completed the registration of the first role. Guardian Anytime on the Guardian Life Home Page. Life will never be free from uncertainty. But when uncertainty is minimize life can be maximized. Dental coverage is provided at no charge.

With financial strength, we offer competitive insurance, employee benefits and financial products and services. Official Site: Anthem is a trusted health insurance plan provider. This is our calling at Ameritas.

Shop and compare competitively priced health, dental , vision, Medicare and employer plans today.