Guardian hmo dental plan

Which dentist accepts Guardian Insurance? Is PPO better than HMO? Find a dental or vision provider to help you save on care. What is PPO dental insurance plan?

Disclaimer Group insurance is underwritten and issued by Guardian Life Insurance Company of America, New York, NY. If you do not choose a primary care dentist, a dentist in your area will be assigned to you.

Just like regular health insurance, dental insurance offers different plan options to suit your coverage needs. Two of the most common dental insurance plans are DPPO plans and DHMO plans. From co-pays to annual maximums to your provider network, each plan offers its own advantages and disadvantages for cost and coverage options to suit your needs.

Links to external sites are provided for your convenience in locating related information and services. Guardian , its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommen or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. As one of the largest nationwide network on and off the health insurance marketplace, chances are your dentist is already a participant. Our dental PPO is available to companies of any size — starting at just employees — whether benefits are employer-paid or voluntary.

Who is dental insurance for?

We think everyone should have great dental coverage, which is why we offer comprehensive plans you can get through Guardian directly or from your employer through their benefit offerings. Transport Layer Security) on the current version of your browser. Guardian ’s DHMO Plan The Guardian DentalGuard DHMO plans allow you to choose to receive care from any participating licensed dentist in the network, and pay a set co-pay for your office visit. Under this plan , you must choose a primary care dentist.

Guardian brokers take advantage of comprehensive plans , flexible services and multi-product discounts that increase the options for you and your clients. Everyone deserves a Guardian. We help protect your life, health and wealth. Nothing is more important than the physical and financial well-being of the people you love, which is why we offer products to help protect them today, tomorrow, and every day in the future. Free, No Obligation Comparisons of Humana Medicare Plan s. Dental coverage is provided at no charge.

HMO plan , that provides access to services performed at participating dental HMO practices. PPO Plan Summary: Click Here. On the top right side in the grey box under Resources select Provider Online Search, then click on Find a Dentist, and lastly you will need to select your plan type.

A dental insurance plan from Guardian gives you access to a large national network and comprehensive dental coverage at a great value. For a list of our available plans , find your state from the list below and click for full details. This is because HMO dental plans allow you to choose the coverage you need and balance this with the amount of money you are willing to shell out for the dental plan.

If you are considering an HMO plan , check out your options carefully before getting one. However, there are significant downsides when it comes to HMO dental insurance.

A PPO plan consists of a network of dentists who partner with the insurance company to offer you discounted rates. DHMO plans contain a network of dentists who agree to provide many services at low or no cost. Adult dental benefits We’re committed to helping your employees improve their oral health, while encouraging preventive care.