Guardian critical illness plan

What does critical illness insurance cover ? Our policies can cover over major illnesses. Planning will give you the confidence of knowing you’ll have a nest egg if the unexpected happens. Guardian Direct TM has critical illness plans to help make paying your bills the least of your worries, so you can focus on your treatment and recovery. Their employees can select from incremental amounts or specific amounts your client selects. Even though you are paying for a plan that has a coverage of $1000 you are entitled to claim up to 6 of the sum assured.

In times of ill health or recovery, our plans give you financial support when you need it most by helping to cover medical expenses. Even more important, your medical needs may require lifesaving and costly treatment. Is critical-illness insurance worth the money?

How do critical illness plans work? Critical Illness Plans. How critical illness insurance can help you financially?

If you or a covered individual complete any of the following routine wellness screenings and procedures designed to promote health, you’ll receive a benefit payment once a year as part of your insurance plan. A Safety Net When You Need It Most Dealing with a serious illness is tough. Find a plan that’s right for you. The Guardian Life Insurance Company of Ameica or its legal representatives.

This plan provides a sum, tax-free cash benefit if you suffer from certain conditions outlined by your plan. Click on “Secure Channel” on the Guardian Anytime home page. We also cover you for a permanent disability from an illness , or accident, and if you become terminally ill.

No obligation, fast and easy plan comparisons. Contact your Guardian Group Sales Representative for more information. Get Money Back For Taking Care of Yourself.

Policies often offer combined life and critical illness cover. These pay out if you are diagnosed with a critical illness , or you die, whichever happens first. It is a basic or limited benefit and is not intended to cover all medical expenses. It does not provide “basic hospital,” “basic medical,” or “ medical” insurance as defined by the New York State Insurance Department.

Other plans may not pay a first occurrence benefit if you had a critical illness prior to the policy. They would consider this the second occurrence. A non-medical year premium-paying plan which provides for a lump sum benefit on the first diagnosis of cancer.

Purpose: To provide cash on the first diagnosis of cancer. Guardian Provider is a medical plan designed specifically to shield you and your family from the financial constraints of major illnesses. The policy may be issued to males and females ages to 5 nearest birthday. Guardian still offers their flagship product, life insurance, as well as a range of disability products, dental insurance, and annuities. They assist with financial planning for retirement with individual investments as well as handling 401(k) plans for employers.

Guardian Life has recognized that in our world nothing is certain and because of this, we have devised a plan that evolves with your needs. With Life Evolution, you can rest assured that you and your family are sufficiently protecte without surrendering the option to change your mind.